Who needs the longshore insurance?

As a marine worker, you should know your rights and what benefits you are entitled to, to claim for benefits and reap the rewards provided by the insurance acts. The government has made such acts to improve the condition of the sea workers and make it a whole lot better. Staying informed is a good way to get all the facilities that the government has made for you. The longshore act is the most known insurance that every marine owner gets for all its employees.  


It promptly provides medical benefits and compensations to the injured marine workers that work in and around the navigable workers of the United States. This also covers the workers that work on the ports. But there is also certain exclusions to this act as not all workers are covered by this program. So, you should know in which category you come and are you entitled to its benefits or not. This act provides medical, surgical and hospital services and supplies to the injured employee who is allowed an option of choosing its treating physician, as authorized by the Secretary of Labor.

As an owner you are required to abide by the state laws and act accordingly. So it is important for you to buy insurances for all your employees so that they are well protected and covered by the rules. But as you may know that there are a certain categories of workers who are not entitled under this act. So knowing what category your workers come under is imperative to know who needs the usl insurance. Therefore as an owner you don’t need to buy insurance when your workers are:

• Seamen (Masters of the crew of a vessel)
• Employees of the United States government or of any state or foreign government
• Employees that perform office, clerical, secretarial, security, or data processing work;
• Individuals employed by any outside organization club, camp, recreational operation etc.
• Individuals employed by a marina for routine maintenance and Aquaculture workers
• Individuals who are employed by suppliers, transporters, or vendors, or those who are temporarily doing business on the premises of a marine employer, and those that are not engaged in work normally performed by employees of that employer covered under the Act;
• Individuals employed to build, repair or dismantle any recreational vessel under sixty-five feet in length.

Small vessel workers who are exempt by certification of the Secretary of Labor under certain conditions.Marineworkcomp.com is your best place to get all your questions about longshore act answered and get the best deal on it while buying.

Workers Comp & Injury Law Blog: A Comment On New Jersey Workers' Compensation Claims

Workers Comp & Injury Law Blog: A Comment On New Jersey Workers' Compensation Claims

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Five things you must know about the Jones act insurance

Earlier the maritime workers were not protected in any way from any kind of accidents or mishaps that happened to them during their duty. On the other hand their counterparts who worked on much safer scenario on the land in different organizations were entitled to many benefits including their health and safety concerns. This situation desperately needed some strong laws in place and thanks to the state government and some efforts on the part of the US department of labor, accurate laws were passed to finally give the workers what was rightfully theirs. No doubt the maritime workers while onboard a vessel and in the waters, it is very much possible to meet with some kind of accidents and be injured.
 

 For this the Maritime Jones act insurance was passed to provide coverage and protection to the sailors and all workers on a US vessel for being injured while performing their duty. For their jobs they are away for days on the sea far from any type of facilities available on the land. This fact in itself increases the dangerous level of their work. Imagine there is no medical help if you get injured on board a vessel. Therefore these types of workers needed special attention and benefits. So it made way for the Jones act which perfectly covered and insured all these maritime workers and gave them a sense of relief.

Five things to know about the Jones act insurance are:

·         For the workers their first major concern must always be their health and safety aspect. Whenever someone on board receives an injury, the first step to do is report this injury to the higher authorities or the supervisors. Talk to your maritime attorney before giving any type of statements.

·         Apart from signing the document which entitles you to get medical benefits. Don’t sign anything else without consulting your attorney. You may not know but accidently sign something from your employers that denies you the benefits under this insurance.

·         You can choose your physician of our choice and it is not compulsory to be treated by the company doctors only.

·         Under this insurance you are entitled to receive every medical care required in your case of injury that should be paid by your employer. You can also get financial help from your employers.

·         If your case is strong and it is proved that you got injured due to the company’s fault then you can get more financial benefits from the company.

Marineworkcomp.com helps you to get all the information required about the Maritime Jones act insurance for marine workers.